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That’s the brand new coding library you to efforts many of my personal scripts

That’s the brand new coding library you to efforts many of my personal scripts

You are right about brand new dividends. I typed an excellent perl script in the past where it made use of downloading historic “adjusted personal” studies out of Yahoo – which takes dividends under consideration. We realized on returns and you can adjusted romantic, and you can composed my library to utilize modified intimate.

I am speculating one during the certainly my personal of numerous Operating system enhancements to your the new Mac, the new current sort of Money::QuoteHist changed how they reported “closed” instead of “modified closed”. Otherwise it is possible one even though I know on returns and you will meant to play with adjusted-romantic, I just skipped they.

We re also-went my study having fun with modified romantic. Now it says to my personal my personal APY (got I bought VFINX on every go out) could have been 5.22%, maybe not the 3.35% I mentioned above. Whenever you are one to however cannot increase to the level of five% immediately following rising cost of living is taken into consideration (today it’s a lot more like dos.75% instead of the 0.9% I mentioned before), it is not once the crappy a graphic when i coated, therefore i apologize to own and you will roll-up my good wording.

Just what sucks is that You will find depending many of my very own monetary procedures off the past number, and so i need reconsider numerous things. I am grateful your response advised us to get an additional look.

In the dos.75%, your own desk over perform transform. To own high coupons cost (50-70%) it appears as though it would add a couple of years.